u/LegendofLightning

I borrowed way too much money from Sallie Mae starting from 2019. I thought back then, with a cybersecurity bachelor degree, I would be able to find a job easily. Oh how wrong I was. I have been struggling to find a job for almost 3 years. I only managed to get 2 virtual interviews, and that's it. I even applied for other jobs that are not IT related like retail or customer service but nothing so far. I have been doing Ubereats for almost 3 years, and I only can make minimum monthly payments. Right now I can't even make $2000 a month, and I am 2 months behind. I am $4000+ behind right now and soon to be more. Sallie Mae has been calling me nonstop lately, but I didn't answer any of their calls. My parents cannot help me right now due to personal reasons. I don't know what to do anymore. I'm so screwed and at risk of being homeless. Any advices would be appreciated.