u/Less_Director_4224

so I was looking over my car insurance premium today from progressive as my renewal date is 11/1/26. my partner and I were talking and I realized he is paying half of what I am paying. My car insurance premium for the 6 months paid in full was $1,627. I always paid in full so I got that discount. I’ve also been a customer since 2017, and have multiple discounts, like 5 years no accidents. 3 years good driving record, car safety discounts, bundled my home insurance etc. I looked at his policy and mine and the coverage was basically the same.

I decided to call progressive and get a requote because something didn’t feel right. After getting requoted my new premium for the 6 months paid in full is $560. I was shocked. How did I go so long paying 3x the price. I told the lady aren’t they supposed to check your data and readjust when they update your premium. she said yes and was shocked at what a big price difference it was. She stated it was the biggest she had ever seen. I’m frustrated that I had been overpaying for probably over 3 years.

the more I thought about it. I realized that they knew what my data and driving record was clean. they just knew they could get away with it because I trusted them and didn’t think to ask questions. See in 2017 I had to get off my parents insurance and get my own insurance. I had a rough spot with my record. I had a minor parking lot accident In 2015. Then in 2017 I had a major accident and totaled my car. I also went to court for two traffic tickets (speeding) and got 4 points on my license. I believe that progressive jacked up my insurance (rightfully so) due to my bad driving record and never adjusted it since 2017.

Since being a customer of Progressive in 2017 I have had a perfect record. no accidents, claims or tickets in the last 9 years. is there anything I can do? otherwise take my experience and make sure you are getting quotes periodically. you could be over paying.

I know that everyone has been stating that ozempic is a lifesaver and has had such a profound impact on many people’s lives. I am so happy that so many people are getting healthy with ozempic. I know there are a lot of studies so I am sure it is safe but there is just something in my gut telling me not to trust it.

you know how you hear 30 years later about how something we thought was safe is not. that is what I think will happen with ozempic. I don’t have any hard proof this is just intuition. It is just like when you find out about sketchy unethical studies the government did. there is something off about GLP1’s and the thought of getting on one scares me. I hope I am wrong but I am worried about the long term effects. I also don’t like when people use Glp1’s but don’t fall in to the obese category that is required. it worries me when I see people who are healthy/ slightly overweight using GLP1s when they are supposed to be for larger people. i don’t know. just my two cents.