
Just got approved!
I was originally not going to post but figured I could share some dp’s that can be useful for other people
Credit Score around 670 across all 3 bureaus
Decreased my utilization across all credit accounts by 10% recently ( I have 9 ccs)
I have a Venture One and Quick Silver limits below $1000
I also have a savings and checking account with Capital one
I have about 4 late payments that are due to fall off in two years
I have been trying the apply with confidence for months and finally got the approval
Also my income just increased to 103k gross
Very thankful to get approved finally as I have been working on rebuilding my credit