u/Livid-Cat3293

Visito por primera vez y me gustarían recomendaciones de lugares que no fallan

Hi everyone, I’ve been dealing with hemorrhoids for years. Although they don’t bleed or hurt too much right now, they flare up and swell every single day for one or two hours, causing minor leakage/staining. After a failed rubber band ligation, I want to go straight for traditional surgery (hemorrhoidectomy)

I am also planning to have anal skin tags removed during the procedure, although my doctor warns me that the hemorrhoidectomy itself could potentially create new skin tags...

Additionally, I have a 2-year-old fistulectomy scar that I would like to cosmetically improve. It’s a sunken, circular depression in the perianal area (I have photos if anyone wants to see)

Does anyone have any recommendations or advice on combining these procedures?

I have a sunken, circular scar in my perianal area from a past fistulectomy. It healed fine but left a deep depression. Has anyone had surgical scar revision or fat grafting to fix this?

My situation: I am 31, I started investing (S&P500) less than 4 years ago with 20k and managed to accumulate 132k USD (a high figure for the country where I reside, where the average salary is around 1200 USD per month and the minimum is only 600 USD), funding aggressively 15-25k per year. I have my housing situation completely covered by my employer (I pay nothing), but I would like to buy my own apartment eventually.

Strategy: the account is to buy property first and eventually retirement. I want to wait 2-4 more years (since my housing situation is fully covered) and when I have 250-300k, withdraw approximately 150k to buy something and leave the rest invested (never leave the account at zero). I will not sell anything from my account unless it is for these two purposes.

Question: this year, monthly returns started to be larger than my monthly income. I am starting to wonder: when do you think is a "good" time to stop saving so aggressively and start enjoying my money more every month?

• Surpassing 100k of invested capital?

• When average monthly return (8-10% for the S&P500) equals or exceeds fixed monthly expenses or monthly salary?

• When the accumulated returns of the year exceed annual income (salary, bonuses, 13th month, vacation plus, etc.).

• When the average return equals or exceeds my funding capacity in the year (15-25k)?

• Once I get to purchase my property?

Están surgiendo cada vez más apps como Insiderwave que en EEUU publican todo lo que compran y venden políticos del Congreso en USA que obviamente saben más que el promedio... Hay un retraso (porque la ley establece que los políticos tienen que publicar esta info con hasta 45 días de plazo) pero muchos afirman que las apps sirven igual y superan rendimientos del S&P500.

El problema por lo que vi es que la mayoría invierte directamente en acciones, no en ETFs o CEDEARs, por lo cual hacerlo desde Arg sería poco económico por la carga impositiva no?

Buenas, después de muchos años volveré a pasar 1 semana en la provincia. Haré base en Córdoba Capital pero con auto para moverme.

Solo conozco estos lugares en la provincia: Villa Gral Belgrano, Villa Carlos Paz, Icho Cruz, Mina Clavero y Camino de Altas Cumbres.

Abierto a recomendaciones de cualquier tipo: trekkings, mejores rutas panorámicas, paisajes, pueblitos, lugares para comer (en Cba Capital o fuera)

Muchas gracias

Buenas, después de muchos años volveré a pasar 1 semana en la provincia. Haré base en Córdoba Capital pero con auto para moverme.

Solo conozco estos lugares en la provincia: Villa Gral Belgrano, Villa Carlos Paz, Icho Cruz, Mina Clavero y Camino de Altas Cumbres.

Abierto a recomendaciones de cualquier tipo: trekkings, mejores rutas panorámicas, paisajes, pueblitos, lugares para comer (en Cba Capital o fuera)

Muchas gracias