u/Lost_at_thirty-three

Should I even be considering a mortgage?

Looking to leave the apartment life, my partner and I make $82k gross annually and while looking at these posts I am starting to get the feeling that isn't enough, but rent is getting ridiculous. We've got the 20% for down payment and closing costs, have a good cushion for emergencies. The Zillow ap says we can afford $375k - which I think is pushing it - and there are some good looking places in the $325k range that I think we can do comfortably. We don't have any loans or credit cards, just regular utility stuff and insurance payments. What are some things to look out for that you wish you knew first? Does this seem feasible or like a pipe dream?

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