u/LuckygENT

Quick context: I am currently making ~$200k.

Current net worth breakdown (~$290k total):

• Old 401k: $105k — I think I should roll this into a Roth IRA, but not sure of the best way to do it within Fidelity. Any guidance?
• Current 401k: $150k — recently migrated from Principal. Current allocation: 50% 500 Index Fund, 20% Vanguard Target Date 2055, 10% Target 2050, 10% Target 2045, 10% International Growth. I'd love input on simplifying this. (There's also a ~$100k block that was transferred over that I didn't manually allocate.)
• Liquid savings: $5k — actively building this up
• Brokerage (Fidelity): ~$5k — just set up a bi-weekly DCA of $35 into: DRTS, INFQ, IONQ, ONDS, QQQM, VOO, WQTM
• Crypto: ~$15k (mostly BTC/ETH/SOL) — DCAing $50/week into BTC and $25/week into ETH
• Other investments: ~$10k — expecting a ~2x return within the year

Main questions: How should I handle the Fidelity 401k rollover from a previous employer, and is my current 401k allocation reasonable or overly redundant? Any tips brokerage as well/roth plans.

Thank you and please let me know if you need anything other information. Appreciate everyone on this sub for triggering me to think about everything. Hard feedback welcomed.