▲ 6 r/adviice
Decumulation Question
I am trying different scenarios for decumulation and have a question. If I use the AI strategy to fill up the $86,123 bracket, then my forecast shows me having a small shortfall for each of the first 5 years ($330). If I choose the next option in AI strategies ($95,323) then there is no shortfall but the platform shows a success rate and after-tax estate that is a bit lower. Is there a way to easily model a decumulation number that is somewhere between the two AI strategies? In my case $88k should presumably get rid of the shortfall but I don't know how to model that easily.
u/Lumpy-Internal-8892 — 2 days ago