Hope is a powerful thing. Elizabeth Warren, thank you for giving me hope today.

“Washington, D.C. — Following a push by Senator Elizabeth Warren (D-Mass.), the Office of the Inspector General of the U.S. Department of Education (ED) agreed to open an investigation into the Trump administration’s attempts to dismantle ED via interagency agreement. The IG’s inquiry will ‘(e)valuate ED’s execution, monitoring, and management of the interagency agreement with (the Department of Labor) relating to higher education programs.’”

Keeping hope alive. Peace to all.

Following Push by Warren, Education Department Watchdog Opens Investigation into Trump Administration's Dismantling of Department | Sen. Elizabeth Warren (D-MA) | Forth

reddit.com
u/Maleficent-Cap-9139 — 8 days ago

“On July 1st, just over a year after the Big Ugly Bill gutted key government programs to fund tax cuts for the richest among us, the Department of Education issued its new student loan guidance...”

A few members of the media are not afraid to call it like everyone sees it:

“It’s no secret that Black students leverage student loans more than their peers from White families. It’s also no secret that the largest growing population of young people attending college are Black. And make no mistake, it is no coincidence that under this administration, this year, education is becoming further out of reach.”

(emphasis added)

It's Time For The Department Of Education To Stop Destroying the Dreams Of The Next Generation - The Seattle Medium

u/Maleficent-Cap-9139 — 8 days ago

Hey, have you seen this pile of garbage? “U.S. Department of the Treasury and U.S. Department of Education Launch New Defaulted Loans Support Center”

This “press release” has everything. Gaslighting, making s**t up, flipping scripts, relentless false attacks on a former administration. Making it look like you are helping defaulters when the opposite is true. All the hallmarks of King Sunbed having a temper tantrum.

Says the DOEd and Treasury (in partnership):

The launch of the Defaulted Loans Support Center gives borrowers with defaulted federal student loans a simple, streamlined way to understand the consequences of default and apply online to either rehabilitate or consolidate their loans. This modern, digital process replaces the arduous paper-based approach that has been in place for decades, making it faster and easier for borrowers to move from default back into repayment. By providing borrowers with quicker access to repayment options, the new portal can help improve their financial circumstances and restore access to benefits that may have been unavailable as a result of default.

(emphasis added).

Um, I’m sorry, but what?? How does the launch of a website telling defaulters every way they can pay (including a one time payment in full) “ help improve their financial circumstances“?

One more time for the people in the back: defaulted student borrowers don’t have the money. Your stupid website will not generate wealth. This would be hilarious if it weren’t so stupid and terrifying.

https://home.treasury.gov/news/press-releases/sb0639/

u/Maleficent-Cap-9139 — 15 days ago
▲ 52 r/FightStudentDebt+1 crossposts

Informal poll: Do you trust the Dept., spearheaded by WWE First Lady/Nominal Sec. of Education McMahon, with your bank details, in return for a temporary 1% interest rate reduction?

According to the Dept.:

“If you’re not currently enrolled in auto pay, you can easily sign up to have your monthly payment automatically taken from your bank account.”

https://studentaid.gov/announcements-events/auto-pay-interest-rate-reduction

For me, the answer is no. What do you think?

reddit.com
u/Maleficent-Cap-9139 — 16 days ago
▲ 106 r/FightStudentDebt+1 crossposts

“When a student loan payment makes it impossible for debtors to meet their basic needs, they have two options: don’t pay the loan or don’t meet your needs. Right now, there is evidence of both, each of which comes with devastating consequences.”

As one student debtor explained: “Where the fuck is that money coming from?…I can’t work any harder. There’s nothing else I can cut out. My basic needs have to be met.”

This is a fantastic, comprehensive article.

Trump’s Dismantling of Student Loan Aid Is Crashing Down on Debtors This Week | Truthout

u/Maleficent-Cap-9139 — 16 days ago
▲ 41 r/FightStudentDebt+1 crossposts

The President of Xavier U gets it! “If we make the salary a graduate earns the principal measure of the value of a college education, then we risk replacing all the benefits of that education with what is easiest to count.”

“A paycheck is indeed a good measure of the economic return on a degree, but it cannot tell us everything about the value of an educated person. A graduate’s capacity to purchase a home, support a family, accumulate wealth and expand opportunity for future generations represents one of higher education’s most tangible contributions to society. However, social mobility should extend beyond individual advancement. Its fullest expression involves creating opportunities for others and fostering collective progress. In this context, return on investment evolves into return on societal impact.”

“The value of higher education is multiplied when graduates use what they have learned not only to advance themselves, but to strengthen the institutions and communities around them. This should be part of how we understand the return on a college education, whether that education takes place at a public university, a private college, a community college or a historically Black university, like ours.”

(emphasis added)

Trump’s student loan deadline raises an urgent question about the value of a college degree

u/Maleficent-Cap-9139 — 16 days ago

Dear Gov’t., Every single one of us can spot the problem with student loans. But in case you’ve missed it, you can ask the citizens of Mississippi. They’ll tell you.

“Mississippians struggle the most with student loan debt, according to a recent study….Mississippians ranked as the worst affected by student loans, followed by Delaware, Pennsylvania and South Carolina.

According to Wallethub, Mississippians face the highest student debt as percentage of income when adjusted for cost of living in the U.S. The average amount owed by Mississippians with student loan debt equals more than 54% of the median income in the state, according to the study.”

https://www.wjtv.com/news/education/mississippians-have-worst-student-loan-debt-study/amp/

u/Maleficent-Cap-9139 — 23 days ago

Tell us about the incompetence of WWE First Lady/Secretary of Education McMahon, Senator Alsobrooks. Is McMahon “historically bad” at the job?

"Secretary McMahon is unlawfully trying to eliminate the Department of Education, and in doing so, she's costing taxpayers untold amounts of money and other resources," Sen. Angela Alsobrooks said.

"Simply put: not only is Linda McMahon historically bad at her job, but she's interfering with the ability of other people to do their jobs and for all the students to be able to access a high-quality education, which is so important, she's interrupting that as well," Alsobrooks said.

'Should be removed': Democratic senators ramp up calls to impeach Education Secretary Linda McMahon - ABC News

u/Maleficent-Cap-9139 — 23 days ago

Please spread the word: The impeachment of WWE First Lady/Education Secretary Linda McMahon.

Below is a link to an informative video, made by a fellow student debtor (and fearless campaigner), about the Linda McMahon impeachment. Please watch it, and please share it.

The House Res. is also linked below.

https://www.instagram.com/reel/DdceHJkxOBF/?stkn=b2owdm1semZ5MDg1

Text - H.Res.1391 - 119th Congress (2025-2026): Impeaching Linda M. McMahon, Secretary of Education, for high crimes and misdemeanors. | Congress.gov | Library of Congress

reddit.com
u/Maleficent-Cap-9139 — 24 days ago

Here we are. T- Minus 9 days. Apparently, in response to the looming disaster, the media has decided to parrot the scare-tactic shakedown language from Dept/Servicer emails, and call it journalism.

“Student loan borrowers exiting SAVE may face sharply higher payments if they don't take action soon”

**“**A Trump administration deadline for millions of student loan borrowers to exit the SAVE plan is quickly approaching.

Those who don't switch to another affordable repayment plan in the coming weeks could see their bills double or even triple, consumer advocates warn.

That's because the Department of Education will automatically enroll borrowers in a standard repayment plan that includes fixed monthly payments.”

https://www.cnbc.com/amp/2026/09/19/save-student-loan-deadline-avoid-higher-payments.html

u/Maleficent-Cap-9139 — 25 days ago
▲ 11 r/FightStudentDebt+1 crossposts

Debt Collective is hosting an “Emergency SAVE Webinar”

Tuesday, September 15, 2026

8;00PM Eastern; 5:00PM Pacific

“As part of the Trump administration’s war on working class student debtors continues, the Trump administration is doing everything they can to push people out of the SAVE forbearance and into unaffordable payments. This is forcing millions of us to come up with a survival plan.”

https://debtcollective-org.zoom.us/webinar/register/WN\_vOvsAZZxTayXiMuyo5dYvg?emci=51ede440-cead-f111-9b33-0022482a9f1d&emdi=0710b0a0-05ae-f111-9b33-0022482a9f1d&ceid=25705043#/registration

reddit.com
u/Maleficent-Cap-9139 — 1 month ago
▲ 32 r/FightStudentDebt+1 crossposts

“‘It’s Hard to Stay Afloat’; Oklahoma Borrowers Describe Life Under the New Student Loan System”

Alarm bells are ringing.

“When student loan payments resumed after the pandemic-era freeze, the number of borrowers in default grew by about 4.2 million nationwide, according to the Associated Press. Some borrowers went from having suspended accrued interest and monthly payments to owing a higher monthly payment than they did pre-pandemic.”

“People are losing sleep at night over their student loans…People are very worried that they’re going to have their wages garnished, that they’re going to lose their job if they have public employment. There’s a lot of powers that the Department of Education has over the citizens that could really make this a very brutal year and even further down the road.”

https://oklahomawatch.org/2026/09/09/its-hard-to-stay-afloat-oklahoma-borrowers-describe-life-under-the-new-student-loan-system/

reddit.com
u/Maleficent-Cap-9139 — 1 month ago
▲ 34 r/FightStudentDebt+1 crossposts

“Democrat U.S. Senators Question Department of Education (ED) Secretary Linda McMahon on Lack of Transparency, Guardrails for $1 Billion Student Loan Administration”

“While OBBBA allocated $1 billion to be used to cover ‘administrative costs’ of the federal student loan program, the law created no accountability, oversight, or transparency measures regarding how the money is spent. ED has reported that it spent approximately $216 million of this fund by the start of Fiscal Year 2026, but it has not disclosed to the public what it has spent this money on or its future plans for the fund, leaving borrowers, advocates, and lawmakers in the dark.”

https://goldrushcam.com/sierrasuntimes/index.php/news/local-news/81393-democrat-u-s-senators-question-department-of-education-ed-secretary-linda-mcmahon-on-lack-of-transparency-guardrails-for-1-billion-student-loan-administration-fund

reddit.com
u/Maleficent-Cap-9139 — 1 month ago
▲ 278 r/FightStudentDebt+1 crossposts

Despite the Dept. offering student loan debtors a short-term 1% reduction in payments for enrolling in autopay, enrollment in autopay has plummeted.

Translation: Debtors don’t trust Education Secretary/WWE First Lady McMahon. Debtors, at a shocking rate, are taking the 1% hit, to keep McMahon away from their bank accounts.

“The Education Department hopes the larger discount will encourage more borrowers to enroll in auto pay.
Before the COVID-19 pandemic, more than 80% of federal student loan borrowers in active repayment used auto pay. That share has since fallen to 40%, according to the Education Department.”

Student Loan Borrowers Face Sept. 30 Deadline for 1% Rate Cut | BadCredit.org

reddit.com
u/Maleficent-Cap-9139 — 1 month ago
▲ 131 r/FightStudentDebt+1 crossposts

Amazing article by Giorgos Gouzoulis, explaining, among other things, how student debt is a form of debt bondage.

“Wage garnishment in particular isn’t just an accounting mechanism or a safeguard against bad borrowers. It’s a legal claim on someone’s labor power that follows them into whatever job comes next. And this is where McMahon’s argument about collateral collapses: student loans are a form of debt bondage that turns an indebted worker’s career itself into the collateral.”

The American Plutocracy Wants Workers Trapped in Debt

u/Maleficent-Cap-9139 — 2 months ago
▲ 8 r/FightStudentDebt+1 crossposts

A wild perspective on student loan debt

Not sure what to do with this…. No real change for borrowers making 40-80k?! Don’t worry, borrowers, it’s all going to change anyhow??

https://www.ndsmcobserver.com/article/c1e5783b-d4cd-4bf4-bb70-f413dc540e47

The OBBBA’s significant changes to federal student loans are caps on how much certain people may borrow and changes to borrowers’ repayment plans,” he said. “Borrowers with mid-level incomes (about $40,000 to $80,000 per year) won't see much change, while others will face higher required payments.”  

Craig elaborated on the alterations to repayment plans, explaining that these effects may not even be felt due to the continual shifts in government policy.

“The Congressional Budget Office estimates the repayment plan changes could save the federal government something near $270 billion over the next 10 years, but federal student loan policy changes somewhat frequently. The impact of the OBBBA may be smaller because student loan policy may change before many of its potential effects are felt,” he said.

reddit.com
u/Maleficent-Cap-9139 — 2 months ago