u/MaleficentDelay3117

I am shopping for a non-qm mortgage loan and wanted to see if my broker fees are reasonable.

Loan amount: 584,000
Broker fee: 2.25%
Locations: Massachusetts

The broker says this is a Non-qm loan, which I understand has higher fees / rates, but I am
Trying to figure out whether 2.25 point is normal or considered expensive in today’s market.

Have people recently gotten lower fees in similar loan ?
Should I ask for a no point options instead?
Are there any lenders /brokers you would recommend comparing?

I haven’t lock the loan yet and I am still shopping around. Any advice will be appraised.

Forgot to mentioned, I will be paying it additionally to the closing cost on the closing date.

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If you’ve worked with a photographer you’d recommend, I’d really appreciate it! can you share their Instagram or contact info.
Thanks in advance 😊