I am a medical student ( 2nd year ) and want to build a study tracker
I have three major subjects : pathology , pharmacology and microbiology and two minor subjects in focus : physiology ( from the year before ) and medicine ( that will come later on but I have decided to integrate it and start early )
Any suggestions for addition or improvement ?
( built this using claude )
Hey everyone,
I’m a second-year MBBS student and pretty new to both mutual funds and Reddit, so I thought I’d ask for some guidance here.
A few months back, I started investing small amounts into mutual funds. I get around ₹3000 per month mainly for outside food ( my hostel food is already paid for ), but since I’m dieting and trying to cut down on unnecessary outside eating, I thought instead of spending all of it, I could start putting a portion into investments for the long term.
Right now, I invest around ₹1500 every month. I’m not looking for quick profits or anything unrealistic ; my goal is simply saving some pocket money and building financial discipline .
In the future, during internship, I’ll likely earn around ₹25,000/month, and I plan to increase my investments significantly (possibly around half of it monthly if manageable).
Since I’m still very new to this, I’d really appreciate advice regarding:
- Which types of mutual funds I should focus on
- How many funds are ideal for a beginner SIP portfolio
- Whether index funds are better than actively managed funds for someone like me
- Common beginner mistakes I should avoid
- Any suggestions for long-term investing with small but steadily increasing SIPs
I use Groww for investing and whatever little I invested was from what I heard among friends . But I realise they only have surface level knowledge and very little experience so here I am on reddit :)
Would genuinely appreciate any guidance from experienced investors here. Thanks a lot