5 year plan advice
Hello Everyone,
Im about to embark on my journey to pay off debt save for an emergency fund then for a down payment on a house current situation is slightly rough, I'm just looking for advice on how to not give up, how to stick with it and power through ya know
Debts
Company Balance Monthly Minimum payment APR
Car Loan $10,549.30 $550 4.49%
Personal Loan $6,624.73 $224.59 11.99%
CC1 $6,616 $75 0%(until Oct)
CC2 $2,206.60 $75 27.24%
CC3 $957 $45 0%
CC4 $98 $40 22.74%
parents $4,800 $400 0apr
Must Pay
Rent $950
Xfinity $98
Phone $56
Excel Energy $125
Save $50
Invest $30
Insurance $120
Optional
Hulu $20
Spotify $16
Rocket Money $10
Gym $20
Need to budget in
Gas-$150
Groceries for 2 people-$300
Cats-$150
Fun-$50
eating out $100
This is a rough estimate for my budget, my income is on the low end and most of the time im up $100-200. thank you for reading and i know this will take time, im just impatient to get out, and eating out kills me any advice would be amazing! Income is around $3,700