u/MasseAlarm1

Hi everyone,

I’m hoping someone can help me make sense of the US healthcare billing system. I am a German citizen and recently had to visit the Emergency Room while on a work trip in the US. I am currently looking at my online patient portal (screenshot attached).

I am really confused by the middle section ("In progress" - Hospital Services). The total billed amount is $6,606.00, but right below it, there is a line that says "Insurance covered -$3,963.60".

Here is my question: I do not have any American health insurance. Furthermore, to my knowledge, my German health/travel insurance has not yet stepped in, processed any claims, or contacted the hospital.

Why would they deduct almost $4,000 and label it as "Insurance covered"? Should I expect them to reverse this adjustment later once they realize I don't have a US provider?

Any insights into how US hospital billing departments code these things would be highly appreciated! Thanks!

Hi everyone,

I'm really hoping someone here can help me figure out what's going on with my Monstera because I'm getting pretty worried.

About 6 weeks ago I repotted it into a larger pot. Since then, I've noticed these tiny brown dots appearing (see photos). I'm not sure if they're normal lenticels, some kind of fungus, scale, thrips, or something else.

The plant is currently pushing out a new leaf, so it doesn't seem to have completely stopped growing. However, at the same time, the white variegated parts of the older leaves are turning brown extremely quickly, much faster than I'd expect.

A bit more information:

-Repotted about 6 weeks ago into a bigger pot.

-It gets light from a grow light, although it's probably a bit undersized for the plant by now.

-I've already started using a silica fertilizer/supplement to help strengthen the plant.

-I haven't noticed obvious crawling insects, but I'm worried I might be missing something.

-The pot has no drainage but I am watering only, when the top 1-2cm are dry and I am watering the moss pole (which leads to more water in the pot)

-The soil is premium aeroid mix.

Thanks in advance!