u/Master-Fan-2992

This is coming from someone who has lived in multiple cities both north and south, don't you bhiwandikars feel left out by your political leaders? I certainly think so, I feel like even after being an economic powerhouse, this place is hell for living. I say work in Bhiwandi but don't live in Bhiwandi. I was born and brought up in Delhi NCR and geographically bhiwandi has all the advantages NCR had because of its proximity to Delhi but for bhiwandi that advantage only came handy for industrialist and not for common people.

There are some really nice places in bhiwandi, I reckon but most of it is absolutely wreck. It feels like bhiwandi is a labour city, meant to accomodate the labour population but it can never be a place where a worker actually starts and thrives with his family.

What do you guys think, drop your ideas about improving our city and how can we build a better community out of this city.

I want to work right after 12th to support myself but since there are no good part time job aspects I was looking to work full time. So, I was wondering if there are any good colleges in Bhiwandi that can accommodate working individuals that have proper recognition and certified institute.

Please drop location as well as expected fees per semester if any of you know about it

​

I started earning from end of last year, nothing fancy just an entry level job and I wanted to start early but got my self a health insurance first and rn I am building an emergency fund, for which I have parked the money in liquid funds and some in RD and some just lying in my savings account.

I have 3 questions.

1. Should I just put lumpsum money in liquid fund or should I continue doing SIP, since SIP in LF are not as efficient as SIP in Equity Fs.

2. I do not earn enough to be in the tax brackets yet but I still want to file a NIL ITR, do I have to submit a summary/report or my MF holdings?

3. I will need some money next year around this time so where should I park that money?