u/Mean_Cut_9665

Clear to close but rate changed after lock

First CD said 6.99% with $927 in total costs for points. Today’s CD after CTC shows 6.99% with $5,800 in points.

LO said there was a credit on the first rate lock that was removed on the last submission, says he will try to fix. The credit was a First Time Home Buyer, which I am not, and the bank + LO always knew.

What could be my alternatives?

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u/Mean_Cut_9665 — 14 days ago