u/Mediocre-Emergency-6

Im in a unique situation.
No mortgage on a home worth $500-600k.
I did get a variable Heloc in 2019 for $100k for home improvements and bad investments, lol. Currently sitting with 46k still available, making barely over minimum payments because of current economy and situation.
My question is, would moving all cashflow (paystubs) and all expenses (bills) in and out of the Heloc benefit me?

I’m in a unique situation.
No mortgage on a home worth $500-600k.
I did get a variable Heloc in 2019 for $100k for home improvements and bad investments, lol. Currently sitting with 46k still available, making barely over minimum payments because of current economy and situation.
My question is, would moving all cashflow (paystubs) and all expenses (bills) in and out of the Heloc benefit me?