My monthly BTC plan kept borrowing from next month
I get paid once a month and set aside one fixed amount for BTC. That was supposed to stop me from making decisions every time the chart turned red.
The rule lasted until the first red week. I made the planned buy early on BYDFi. Price fell again, so I pulled next month's purchase forward. A few days later it dropped again, and I did the same thing with the month after that. When I checked the dates, I had made three monthly buys inside twelve days. I had simply spent three months of the budget during one slide.
I am skipping the next two buying dates until the calendar catches up. My sheet now has one row for each payday, and using a row means it is gone even if I buy early. That is less exciting, but it stops me pretending every dip is a scheduled purchase.