Have the money, lost the motivation — looking for a sabbatical at 37
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A bit about me
37M, based in India. Worked my whole career as a freelance consultant for companies in AU, Europe, and earlier the US. Currently working with an EU and a Canadian company. Family of 3 — me, my wife, and our 6-year-old.
The numbers
Assets:
- Equity / MF / PPF / NPS: ~₹9.5–9.75 Cr
- Commercial real estate: ~₹4.25 Cr, renting at ₹1.6 L/month
- House: fully paid off, ~₹6 Cr, gated society in western India
- Honestly feels like more house than we need — thinking of selling down the line, but not sure yet.
- Term insurance: ₹2 Cr each, fully paid
- Health insurance: ₹50 L floater for the 3 of us
- Inheritance: ~₹2 Cr (not counting it, but I'm the only son so it'll come to me eventually)
Expenses:
- ~₹1.25 L/month (includes school fees for now)
- ₹20 L/year travel (2 international + 2–3 domestic trips)
Where I'm at
A layoff or at least a slowdown feels near, so I've already started looking for the next thing. But honestly — I don't enjoy the work anymore. The money's good, so I keep slogging. My wife feels the same way: burned out from constant pressure at her work too.
The question
Are we in a position to take a break? Downshift? Any suggestions on how you'd approach this?
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