Looking for payment processor recommendations for an offshore AI SaaS business.
We are a China-registered company serving primarily US/English-speaking customers. Our product generates AI-powered social media analytics reports based on publicly available engagement data.
Current setup:
* One-time digital report purchases
* Future subscription support may be needed
* Visa/Mastercard support required
* Mostly US customers
* Current volume is still early-stage but scaling gradually
We’ve found that processors like Stripe/Paddle/Lemon Squeezy may not be the best fit for our category and offshore structure.
We are mainly looking for:
* Stable long-term processing
* Support for offshore/non-US founders
* SaaS/subscription-friendly setup
* Reasonable fees
* Lower upfront/setup costs if possible
* Experience with higher-risk digital businesses
Currently exploring providers like Adaptiv, CardFlow, Vector, etc., but would appreciate any recommendations or experiences from others in similar situations.
Thanks!