PSA: For homeowners, please for the love of fuck, check the age of your roof on your policy.
Hi! This is your friendly neighborhood insurance agent here.
If you had a claim for wind and/or hail damage where your roof was replaced. There is a 99% chance your claims department didn't let your insurance agent know you had a new roof.
The number 1 way I save people money at my job on their policies is updating the age of the roof.
If your insurance is 6k+ a year, there is a very strong chance we have it that you have a Bush era roof on your house in our policy documents.
If like many before you, you expected your insurance company to look out for your premium, they will not. They will hang you up by your toenails and bleed any bit of money they can from you like a hungry vampire.
So, if this is you, get a certificate of completion from your roofing company, and your agent will be forced to backdate the new roof to the completion date.
Please check your policies for the love of God.