I’m 28yo and recently shifted all my investments into CAGE (all of which are in registered accounts). Obviously I’ve got a long time horizon so I’m not stressing about it too much but was curious to hear from members of the community how their asset allocation changes over time getting closer to retirement?
When would you add some other less risky broad market index funds? When would you add bonds if any?
Thanks!
This is a concept I’ve struggled with, like many of you I am very interested in CAGE on advice of people like Ben Felix. I understand that when analyzed small and value equities have resulted in higher returns and now are being advertised to have higher expected returns, however now that this has been so clearly demonstrated in the literature wouldn’t the market have not taken this into account? Wouldn’t the price of the small/value stocks now reflect this expectation in their prices? And if so there would not be an expected greater returns then simply buying a market cap index fund?
I am assuming I am missing something and would appreciate anyone’s insights. Thanks!