From €55,050 in debt to €46,112 — finally allowing myself to acknowledge the progress
One year ago I had €55,050.40 of debt.
Today I’m at €46,112.28.
That means I’ve already paid off €8,938 in one year.
I know I still have a long road ahead of me, but for the first time I’m trying to stop only focusing on how far I still need to go, and actually acknowledge the progress I’ve already made.
For a long time I carried a lot of shame around debt. I kept beating myself up for the financial mistakes I made and because of that, every payment almost felt “invisible” to me. I never really gave myself credit for staying consistent.
Right now I’m paying €750/month toward my debt, and I’m increasing that to €1000/month. In the coming weeks I’ll also receive around €6500 from tax returns and bonuses, and I’m throwing all of it directly at the debt.
I’m not debt free yet. Not even close. But I’m no longer standing still.
If someone reading this feels overwhelmed by their debt: progress is still progress, even when the numbers are big and the finish line feels far away.
One year ago I owed €55k. Today I owe €46k.
That matters.