Is it irresponsible to take a small loan out to pay for my cars A/C fix?
Long story short, my savings is tight because I'm moving this summer. Of course summer weather just started and it's peaking at 90 degrees most days. Which is all just impeccable timing for my cars A/C compressor to give out.
The repair is $990, which I would normally have if I wasn't already paying to move. I can get a $1k loan for roughly 18-21% APR. I can pay it off by the time fall rolls around, I am sure.
Besides making 0% APR payments for my tires last year, I've never taken a payment plan over car repairs.
This is for a 2017 Subaru Forester that works well otherwise.
u/No_Comedian3920 — 2 days ago