24M/25F DINKs Budget
Hi, long time listener, first time caller.
I (24M, electrician) and my fiancée (25F, elementary teacher) both work full-time in BC, Canada. Our annual incomes are about $93k and $71k, and we bought our townhouse just over a year ago. We're getting married in a couple of weeks!
This Sankey is based on our average monthly spending (income after tax for simplicity) over the past year from a much more detailed Google Sheet. I grouped some categories together to keep it readable.
I didn't include our wedding because it's being covered by my side job income (not included here) plus gifts from our parents, so it isn't affecting our regular monthly budget.
We keep a balance of 2 months of bills in our chequing account, so "leftover" just added to that, want to find a way to turn "leftover" into our vacation budget without having money sit idly all year earning no interest.
We'd love any feedback!