401k investment elections, individual stocks vs TDF
Hi everyone!
I am 35 and maxing out my 401k, roth, and contribute to an individual brokerage. In my 401k I chose a TDF as a easy investment option. However I see it has only returned 11% over the last 3 years, is this acceptable with the bull market we have seen or should I change my investment elections? My options are very limited which complicates things, but the 11% feels unacceptable when such a large chunk of my investments are going to my 401k.
Below are my available stock options and their expense ratios:
AF GRTH FUND Amer R6, .29
PUTN LG CAP VAL TR IA, .33
FXAIX, .015
FSMDX, .025
EAGLE MID CAP GR F, .49
JMVYX, .7
FSSNX, .025
JGMNX, .67
NDVVX, .87
FSGGX, .055
RERGX, .47
FPADX, .075
If I were to pick a two fund portfolio I am looking at 60% FXAIX and 40% RERGX, but I am wondering if that isn't diverse enough for bogleheads.
Should I have faith in my TDF or which stocks would be the best option? At the end of the day I am happy to set and forget it, but the 11% strikes me as ridiculously low considering the market the last three years, I just want to be smart with my investments! Please advise, thank you!
EDIT: Looks like the ROR 11% is YTD, over the last three years it is 15.96%