u/Objective-Neckk

Hey ya'll, I'm 30, earning around ₹45k/month, and have ₹7.5L sitting idle in my savings account. I already have about ₹1.1L invested and I'm planning to keep another ₹1.1L accessible, so I want to invest the remaining ₹6L for the long term (10+ years).

My current investments:

• UTI Nifty 50 Direct Growth — ₹42.5k
• Parag Parikh Flexi Cap Direct Growth — ₹35.3k
• HDFC Hybrid Equity Direct Growth — ₹32.5k

Current SIP: ₹15k/month (6k UTI + 5k Parag Parikh + 4k HDFC)

For the ₹6L, I'm currently thinking:

• ₹3L — UTI Nifty 50
• ₹2L — Parag Parikh Flexi Cap
• ₹1L — Mid-cap (currently looking at Kotak Midcap)

I don't need this money anytime soon and I'm looking for something I can just stick with for 10–15+ years. I'm not trying to chase the highest returns, but I also don't want to be unnecessarily conservative.

I've mostly arrived at this plan through my own research and, honestly, a lot of ChatGPT conversations. Before I actually put ₹6L into it, I wanted some opinions from people who know more about investing than I do.

Does this allocation make sense? Would you change anything? Am I missing something obvious?

Where to buy authentic Jaipur Blue Pottery? Please suggest.

I booked a trek (Beas Kund) very last minute and it's also my first trek ever. So i did not have the right boots and ordered the Decathlon Forclaz MT 100 Trekking boots, kinda expensive for me but I wanted to invest in a good pair of boots. I got them today and I tried walking and noticed that it prevents my feets range of motion because it is a high ankle boots. I am worried if this will be a problem when I go on the trek. I have a week to break into the boots. But I am not sure if this is normal or I just don't have the right fit? Anyone facing the same issue or have any solutions, please share your experience.

Hi everyone, looking for transport options as a solo female traveler.

I have a trek planned on 27th June. And I want to reach Manali by 26th.

I plan to take an overnight bus from Jaipur on 25th to Chandigarh. Reach Chandigarh early morning and take another bus to Manali. So I can reach Manali by 26th evening.

Or is there a better way? Would love to hear your suggestions.

Hi everyone, looking for transport options as a solo female traveler.

I have a trek planned on 27th June. And I want to reach Manali by 26th.

I plan to take an overnight bus from Jaipur on 25th to Chandigarh. Reach Chandigarh early morning and take another bus to Manali. So I can reach Manali by 26th evening.

Or is there a better way? Would love to hear your suggestions.

Hey all. I have booked for the Beas Kund Trek for the last week of June. Its my first trek ever. So not sure what to carry. I usually travel Solo, so I have a 50L rucksack. But, I am worried if its too big for a 4 day trek. I will also be in Manali the day before and after the trek. Any advice or suggestions is much appreciated. I saw some videos and everyone seems to have a day pack and not a 50l bag, could be because of offloading.