u/Odd_Grapefruit_3670

It seems like the boglehead investing method consists of a simple index-fund portfolio with some bonds and a small emergency fund in a cash equivalent. This allocation is only adjusted based on risk-preference and proximity to retirement but NEVER to try time the market.

What if 30-year interest rates hit around 15% again? Would you go 100% bonds? In a way, this feels like timing the market but since it’s US Treasury backed bonds it’s a bit different… curious to hear how this would impact your portfolio.

Disclaimer: I understand this is unlikely to ever occur again, it’s just hypothetical, just play along.