u/Ok-Disaster-3657

Hi everyone, I’ve spent months looking for something that doesn’t exist: a resource that helps Muslims who are complete financial beginners understand what to actually do with their money — not just whether a stock is Halal or haram. Every app I found (Musaffa, Zoya, Mezan) answers one question: “Is this investment Halal?” None of them answer: “I have savings sitting doing nothing, I don’t know where to start, and I’m too embarrassed to ask basic questions.” So I’m building Thamar — an AI financial education companion specifically for Muslim beginners. The name means “fruit” in Arabic — the result of patient effort and good roots. What it does: • Asks about your life situation before giving any guidance (age, goals, family, risk tolerance) • Answers questions about Halal ETFs, Sukuk, Zakat as a planning tool, and avoiding Riba — in plain language, no jargon • Helps you understand whether what you currently own is Sharia-compliant and how to transition if not • Frames everything around your life stage — marriage, children, Hajj savings, retirement — not just tickers What it is NOT: • Not a financial advisor (clearly educational only) • Not a stock screener • Not a robo-advisor that manages your money Target person I’m building for: Muslim professional, 28-45, living in the US, UK, Canada, or Australia — earning decent money but with savings sitting idle because they’re afraid of investing in something haram and genuinely don’t know where to start. Honest questions for this community: 1. Is this a real pain point you’ve experienced personally? 2. Would you pay $9.99/month for this — or what price feels right to you? 3. What would make you trust a new unknown brand with your financial questions? 4. What am I getting wrong about this market? I’m not here to sell anything. If you’re curious, the early waitlist is here: https://thamar.base44.app But more than signups, I want honest feedback — especially from people who would NOT use this. Tell me why. Thank you 🙏