u/Ok-Job-6652

Hi there

Say there are two children 14 and 10. Both only became residents of Canada 8 years ago and we have receive $500 CESG every year for each child.

Based on my understanding of the CESG rules, the older child will not be able to receive the maximum CESG of $7200 but the younger child still could.

I think in the adviice platform, I have to select No to maximize CESG grant and simply enter the planned RESP contributions year after year and but how do I override CESG ? I do not believe in this case there is any unused CESG grant to catch up on.

Thanks

Jason