u/Ok-Perception-5555

Hello,

I have a question about next steps. I'm finally in a place where I'm making money and can come out of forberance, but I can't make the lump sum payment. My new bank (thank goodness my loan got sold during this process) has been amazing, they helped me put in my application for loss mitigation and other opportunities. My question - they sent me a letter in the mail stating they would run my application to see if I qualify for fha loss mitigation or provide an offer for foreclosure prevention. I was unaware that there may be options outside of loss mitigation. Does anyone know what foreclosure prevention entails? Does that mean just paying a higher note each month until I'm caught up? I ask because my old bank (which was trash) told me I'd never qualify for loss mitigation because I refinanced a few weeks before I lost my job via layoff. The new bank told me that's not necessarily true. But if they come back amd say no, I'd like to see what my other opportunities are. I'm cool with paying more each month within reason because I can finally afford it.

Just some feedback for the mods in this channel. I hope you can take this back to the team. I received two pay per task offers whose terms and payout changed after accepting the contract. The leads claim that they have no way of doing a pay per task description on job postings. But Mercor is a tech company who is more than capable of adding the actual pay to the description. You have a whole team of engineers. Telling people they will make $80 per hour instead of adding a line that says YOU CAN MAKE UP TO $80 per hour since we believe at $20 per task you can accumulate that total. But finding that out after you've done the interviews, the paperwork, and setup and being paid $0 for training is disingenuous. I also had another one that said $10 per task that turned out to be $10 per hour. That project couldn't keep people. Not only that but $10 per hour in the data annotation space is abysmal. If people take time to fill out applications and train and go through onboarding, they deserve to be told the truth. Furthermore, the switch and bait may be in violation of several salary state salary transparency laws that require companies to post the ranges and benefits of jobs. By posting dishonest pay you're lying. Telling us you have no way of issuing contracts as pay per task so you have to make things up is kind of ridiculous. Put it in the description of the job. Period.

Today I received two offers to apply. One said selective W2 opportunity and the other one just said invited to apply.

One other time I did receive an invited to apply but it came directly from a Mercor employee. These two appear to have come from a system email. Has anyone else received a "Selective W2 opportunity email" and got the job. The application took me a long time to complete so I just want to gauge if its worth the effort going forward. I'm not sure if Mercor does this often or if its truly a unique opportunity.