Whats my next FIRE step?
29M, £35k salary — wondering what my next steps should be financially.
I’ve got a workplace pension, around £20k in a Help to Buy ISA, and bought a buy-to-let last year which I put £50k down on. The rental is through a limited company, so as far as I’m aware I should still be eligible for the Help to Buy bonus.
Part of my retire plan will be to get more rentals and a steady cash flow. But I don't want to solely rely on that and would prefer multiple pots for my retirement.
I’m now thinking about starting an all-world ETF and either opening a LISA or transferring my Help to Buy ISA into one.
I recently moved in with my girlfriend. It’s her house and we probably won’t be buying together for a while, which is why I’m considering changing the ISA setup.
Any thoughts or advice would be appreciated!