u/OkPride9802

Temp buydown:
1st year 5.625%
6.625% onwards.
Escrowing just home insurance.

Purchase price: 515,000
Down: 5%
Zipcode: 77406
State: Texas
Credit: 700

Household income $170k

Credit score 730+

It’s my first time shopping myself for a mortgage and would like to seek advice if this is a good deal. TIA