Childcare, work arrangements, finances
Pregnant with a DS baby and wondering how other families (especially in the US) manage childcare and work arrangements (especially for when the baby is age 0-5). My husband and I currently work full-time; he earns the higher wage, but I have the superior benefits so it will likely make more sense for him to reduce his work hours than for me to do so, or to leave the workforce. My job is also fully remote. We are technically middle class, but live in a city with a high cost of living and are doing just OK financially. We had plans to move somewhere with a lower cost of living, but will likely wait until our child is a bit older as our state has relatively good support for special needs children.
We are in our 40s and 50s, and our parents are out of state and also quite elderly. We don’t have siblings, other local family, or even local friends we can count on for childcare help.
Questions for the parents out there:
- How is childcare arranged for your DS child? What is a typical weekly schedule?
- If in a 2-income household, does one of you have to stay home or work reduced hours?
- What is your income/how has it changed since your DS child was born? How do you make finances work, given childcare and/or increased medical costs?
I realize the question of childcare is not unique to having a DS child; however I am more versed on the opportunities available with neurotypical infants/ toddlers (for instance neighborhood nanny shares, etc.) to manage the childcare (financial) burdens. I also realize we would likely be eligible for state support, but I wanted to hear from parents who have direct experience what the reality of childcare actually looks like.
Thank you for your insights!