u/Ok_Economics_4240

I've been getting pushback from multiple lenders on fee increases for UAD 3.6, with AMC fees sometimes coming in lower than they were for 2.6. They're saying, "If you don't accept these fees, we'll go somewhere else." Some internal lender appraisers have even claimed they completed 3.6 test orders in 20 minutes, so it should be easier. We all know that's not true.

When lenders pay the AMC less, the appraiser ends up getting paid less too. I know a lot of people dislike AMCs, but I've seen the fee sheet to prove it.

Has anyone else been getting this pushback?

No fee to the AMC has been higher than $475

If anyone has examples of AMCs or Lenders actually increasing I’d love to hear that too

This policy exception request must be completed by a representative of the Fannie Mae-approved Seller that is authorized to enter into binding contracts; acknowledging the Seller is not ready to meet the Uniform Appraisal Dataset (UAD) 3.6 November 2, 2026 mandate. Sellers receiving a temporary policy exception may continue to submit new UAD 2.6 appraisal reports to the Uniform Collateral Data Portal® (UCDP®) through May 19, 2027, and resubmissions of UAD 2.6 appraisal reports through June 27, 2027.
 
Below are the dates related to the UAD 3.6 policy exception period and retirement of UAD 2.6:

Policy Exception Period Timeline
November 2, 2026 – February 28, 2027: UAD 2.6 appraisal reports may be submitted to UCDP.

March 1, 2027 – May 19, 2027 (Reduced Functionality Period): UAD 2.6 appraisal reports may be submitted to UCDP, however, for these appraisal reports, the collateral risk score returned by Fannie Mae’s Collateral Underwriter® (CU®) will be “999”, and the loans secured by these appraisal reports will not be eligible for collateral representation and warranty (R&W) relief for value. Sellers are strongly encouraged to implement UAD 3.6 prior to March 1, 2027, to avoid potential impacts to their business and processes.

May 20, 2027: Mandatory use of UAD 3.6.

 
UAD 2.6 Pipeline Revision Period Timeline
May 20, 2027 – June 27, 2027: Initial appraisal report submissions to UCDP must use UAD 3.6. Use of UAD 2.6 will be permitted only on resubmissions of previously submitted UAD 2.6 appraisal reports. Submission of a new UAD 2.6 appraisal will result in an unsuccessful status in UCDP and a Fatal feedback message will appear in the Summary Submission Report (SSR).

June 28, 2027: Retirement of UAD 2.6. No UAD 2.6 appraisal reports will be processed.

https://fanniemae.co1.qualtrics.com/jfe/form/SV\_06uE5qVHMDMFNv8

I’m curious if this has happened to anyone else but this has happened to me on Aivre and Total.

I will be typing a report and I get to the sales comparison approach and I realize I need to fix something in the “Unit Interior” or “Dwelling Exterior” section but those sections have disappeared.

They don’t show up in the Report Sections at all. Because it’s happened on two different software’s I don’t know if it’s a bug or feature of the dynamic report and I clicked something that made this happen.

It’s easy to answer revisions this ridiculous but I figured I’d still share them on here. If they read the report they’d see the house was renovated with an addition in the past year but I’m answering questions about previous appraisals 2, 5 and 10 years old:

-2 Prior appraisals within 122 months indicate a significant value discrepancy for the subject property's Patio/Deck. Please confirm that this amenity has been accurately reported in the appraisal

- 2 prior appraisals within 64 months indicate a significant value discrepancy for the subject's Porch. Please confirm that this amenity has been accurately reported in the appraisal.

- 1 prior appraisals within 28 months indicate Garage # of Cars that varies from the current selection of 5. Please confirm that this amenity has been accurately reported in the appraisal.

Thinking about making a transition to more private work. Trying to get a sense of what appraisers are charging for estate/probate and divorce appraisals specifically. Do you have a base fee for standard assignments, do you charge more for complexity, and do you have an hourly rate if you have to testify or appear in court? I’m in the Northeast but curious about all markets. Currently at $500 for a standard assignment and feel like I’m leaving money on the table on private work.