u/OllieWilliams16

Hello, my Lloyds Ultra credit card is expiring in a couple of weeks so I’m looking for a new everyday rewards credit card. I’ll likely spend £20-£25k on it over the next year. My partner and I travel to Europe every two/three months and planning on two long haul trips next year.

I need to wait one more year for Amex sign up bonuses to reset, so therefore Amex is not an option.

I’ve been doing some reading and nothing massively stands out. The Chase 2% seems decent. I have a savings account with them already.

I’m also considering getting a 0% credit card and stoozing for a year by sticking the money into a HYSA / cash ISA.

Any suggestions would be appreciated!