Long time lurker on this sub. It’s motivated me to get out of my rut and also not get back into it.
About a year and a half ago I was in a bad place making really poor financial decisions due to external factors. Racked up about 66K worth of credit card debt. However, I always maintained minimum payments to avoid late payments.
As four hours ago, I paid off my final 2 credit cards.
If I can do it, I promise, so can you.
Long time lurker of this sub. Due to external factors 1.5 years ago; I made horrible financial decisions. Racked up more credit card debt than I can think of. I still managed to make minimum payments to avoid late payments.
My credit score dropped to low 500’s. I was disgusted with myself.
As of a few hours ago, I made my final credit card payment and I’m debt free. My credit score is estimated to shoot up to 790 after this. And I’m just happy to be saving money for myself now.
I hope this is motivating to others who feel like they do not see a light at the end of the tunnel. Trust me, once you put your mind to it, you won’t stop.
Cheers to all of you.