u/OneVictory1736

I am currently running Claude models almost weekly to understand my financial situation.. and eventually spiral from the simple compound interest calculators to Monte Carlo and other simulations to feed my worst case assumptions.

I currently have the following:

1. 575K in 401K, in VT (50/50 pretax / Roth), maxing yearly
2. 40K in HSA in VOO (not touching it)
3. 215K brokerage, mostly in VT and some in SGOV
4. About 160K in home equity
5. Some preferred stock and RSUs and a moon shot start up.

So about 830K liquid because I don’t count items 4-5.

I spend about 80K annual. And gross 225K

By all means I feel sort of okay but can’t stop thinking of worst-cases outcomes.

Do you guys have any input on how to deal with these feelings? Just keep dumping money in?