When does it make sense to not just buy Veqt?

I have roughly $500K or 8000 units of VEQT in my RRSP and I’m wondering if there comes a point when the fees will get so high that it would more sense to switch to individual underlying ETFs and manually rebalance? If rebalancing makes more sense which ETFs would be recommended?
I also hold ZAG and SCHD in this account.
Thanks!

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u/OrganicGiraffe007 — 9 days ago

Which is best for my TFSA… VFV + either XDIV or VDY?

55 year old and am in the process of transferring the bulk of my TFSA to my self directed account so I’m wondering which is a better pairing and at what ratios? Was also thinking of adding a smaller position of TEC.TO as well. Thoughts?

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u/OrganicGiraffe007 — 16 days ago

Wise Hive… Sadly my 12 year old worm factory 360 seems to have met it’s maker. The legs have slowly been bowing and now they have completely buckled. Currently I have it propped up on some bricks but I just went to feed the worms and it now leans heavily to one side. Any thoughts on how I could fabricate a new stand, failing that do any of you have any suggestions for a replacement? I recall that it is no longer available to purchase, which is a shame as I have had great success with it.

Thanks in advance!

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u/OrganicGiraffe007 — 2 months ago