Recently transferred a Roth IRA from Edward Jones to Fidelity and this is the current portfolio. I didn't choose these - my EJ advisor did and I'm wanting to simplify. Anyone have thoughts on moves I should make? Planning to retire in ~15 years
So currently I use the Every Dollar software to budget. At the end of the month anything in the "planned" column gets moved from the checking account into matching buckets in my Ally HYSA. At the moment the sinking funds match the 6m emergency fund. Now I'm wondering if I'll end up getting too cash heavy doing it this way? Just wondering what everyone else does with savings and sinking funds. One big sinking fund? Stopping a sinking fund at a certain value? All in brokerage?