u/PTOAndKPIs

If medical bills once they go to collections cannot be reported to my credit agency until a year after they’ve been sent to collections why wouldn’t I just not pay my medical bills and negotiate with a collections agency once they get there for pennies on the dollar and pay them?

I have been trying to negotiate a couple of medical bills which were emergencies with my son and have not made much progress with the providers. After doing some research, I found the above and I’m wondering what the downside of waiting would be?