u/Popular_Waltz56

Scotiabank is offering 3.99% for 3 year fixed. I am 20 year amortization. Their offer is written up for 20 year. Would it be possible or too much of an ask to change to 30 year amortization? This is for a primary home in Ontario. Balance about $310,000.

Are there pros or cons with reamortization. The goal is to make pre-payments to aggressively pay off the mortgage but it feels like reducing the required monthly mortgage payment would give some relief.

2023 CRV hybrid touring windshield cracked due to a rock. Currently it’s the OEM Pilkington glass. Insurance company only covers OEE glass. Speedy auto glass says they can install Fuyao glass with all the same features of the original. It has everything except the honda logo. Does anyone have experience with getting the glass replaced by speedy and if there were issues?

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I have a 2023 CRV hybrid touring that’s coming up on close to running out of warranty. I understand the bumper to bumper warranty is 3 years, 60,000km.

Wanted to ask if fellow CRV owners, specially the ones who bought it in Canada if they’re noticed these issues and if the dealership ended up fixing it under warranty. Or any additional issues that I should watch out for.

1. Lane Keep Assist System and Road Departure Mitigation System problem, see your dealer light comes on

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1. very now and then. It goes away on its own in few seconds. Is this a common issue with this vehicle? Can dealer fix this under warranty?
2. Rear tires are wearing unevenly. Is there a known alignment issue. There appears to be some reports of this being a factory issue in US vehicles. Not sure if there’s something in Canada.
3. Noise in right hand side while driving on highway speeds. Hard to explain but seems like something is making noise outside the vehicle.
4. During an automatic car wash, got some water splashed into the trunk are. Not sure if this is a common issue. Have only noticed it once.

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