u/Positive-Pomelo-7229

My CPF is neither here nor there. Assuming I don’t get an increment, I’d contribute about $1k to my OA each month. Turning 35 in 2 years should set my OA balance to $68k

At 25% downpayment - the maximum price of a flat I can afford is $272k which is wild because no flat is going at the price.

Now that I computed the fact I can’t get a resale, would it be wise to invest OA? Since I only need to pay 10% of BTO price upon signing of agreement for lease.

Then I can accumulate OA while the flat is building to finish paying the remaining 15%.

Any thoughts?