IRAs separate for compliance (brokerage industry).
I prefer Fidelity active management for Mid Cap and Semis (vs AVMV and SMH/SOXQ) and both have performed well net of fees.
Questions/Comments/Concerns welcome!
STALKS (Taxable)
PGEN (speculative biotech, 1st profitable quarter) 22.9% of taxable
CPRT (car aftermarket, asset light company)
$284, 24% of taxable
CRSP (gene editing, Casgevy patent)
$284, 24% of taxable
SPOT (recurring revenue, growth, brand recognition, adoption of AI for better or worse) 21.3% of taxable
FOLLOWING THE TRENDS (Taxable)
IGV (Software fell 2 far 2 fast)
NVDA (speaks for itself)
XBI (Biotech index, Lots of trials right now, patent power)
Inconsequential atm but future contributions will be split 40% to each etf and 20% NVDA
$50 total as I just made it.
LONG TERM WINNERS (Roth IRA ETF)
AVUV (small US value w/ profitability and other screens, see “Factor investing”
9.1%
AVDV (small ex-US VALUE. See above)
6.6%
MSFT (see IGV, switching costs, wide moat)
4.44%
AVGO (Undervalued according to analyst consensus, big player in Semis even without AI, awesome capital allocation, short term weakness due to VMWARE incident)
1.46%
RKLB (Speculative space stock, more profitable than spcx [at least]) small investment ok to zero)
0.45%
ISRG (high switching costs in equipment and training, patents, brand familiarity)
0.45%
SPCX (Fundamentals suck but will go up because idiots love Elon. Bought, won’t add, let it multiply and sell. Small investment ok to zero)
0.31%
SPGI (financial indexes and market analysis, brand recognition, light capital business)
V (You know who Visa is)
0.4%
LONG TERM WINNERS (Roth IRA MF)
FZROX (total US index)
24.7%
FZILX (Total ex-US index)
3.4%
FSPGX (US large growth index)
4.5%
FCNTX (Active US(ish) large growth w/ flexibility across style/mkt cap, handoff from Danoff to new managers who operate differently but have had success in prior roles, trimmed the dang META position)
3.4%
FMAGX (Top 5 holdings were stocks on my undervalued radar, Active US(ish) large growth w/ flexibility across style/mkt cap)
2.3%
401k
S&P index: 18%
International developed: 10%
Employer stock: 2.7%
Emerging market: 2.7%
Nasdaq index: 1.9%
Mid cap index 0.5%
Money market 0.12%
Roth IRA MF 36.5k
Roth IRA ETF/STOCK: 21k
401k: 32.3k
Now with percentages!
30-35 year time horizon till retirement. Taxable accounts can be sold at any time though I plan on holding them long term unless the investment thesis changes.
STALKS (Taxable)
PGEN (speculative biotech, 1st profitable quarter) 22.9% of taxable
CPRT (car aftermarket, asset light company)
$284, 24% of taxable
CRSP (gene editing, Casgevy patent)
$284, 24% of taxable
SPOT (recurring revenue, growth, brand recognition, adoption of AI for better or worse) 21.3% of taxable
FOLLOWING THE TRENDS (Taxable)
IGV (Software fell 2 far 2 fast)
NVDA (speaks for itself)
XBI (Biotech index, Lots of trials right now, patent power)
Inconsequential atm but future contributions will be split 40% to each etf and 20% NVDA
$50 total as I just made it.
LONG TERM WINNERS (Roth IRA ETF)
AVUV (small US value w/ profitability and other screens, see “Factor investing”
9.1%
AVDV (small ex-US VALUE. See above)
6.6%
MSFT (see IGV, switching costs, wide moat)
4.44%
AVGO (Undervalued according to analyst consensus, big player in Semis even without AI, awesome capital allocation, short term weakness due to VMWARE incident)
1.46%
RKLB (Speculative space stock, more profitable than spcx [at least]) small investment ok to zero)
0.45%
ISRG (high switching costs in equipment and training, patents, brand familiarity)
0.45%
SPCX (Fundamentals suck but will go up because idiots love Elon. Bought, won’t add, let it multiply and sell. Small investment ok to zero)
0.31%
SPGI (financial indexes and market analysis, brand recognition, light capital business)
V (You know who Visa is)
0.4%
LONG TERM WINNERS (Roth IRA MF)
FZROX (total US index)
24.7%
FZILX (Total ex-US index)
3.4%
FSPGX (US large growth index)
4.5%
FCNTX (Active US(ish) large growth w/ flexibility across style/mkt cap, handoff from Danoff to new managers who operate differently but have had success in prior roles, trimmed the dang META position)
3.4%
FMAGX (Top 5 holdings were stocks on my undervalued radar, Active US(ish) large growth w/ flexibility across style/mkt cap)
2.3%
401k
S&P index: 18%
International developed: 10%
Employer stock: 2.7%
Emerging market: 2.7%
Nasdaq index: 1.9%
Mid cap index 0.5%
Money market 0.12%
Roth IRA MF 36.5k
Roth IRA ETF/STOCK: 21k
401k: 32.3k