u/PrivateLendingTalk

I work on the private lending side of real estate and am genuinely curious to hear from the investor/borrower perspective.

There are obviously a lot of hard money and private lenders out there, and terms can vary pretty significantly. What actually matters most to you when you're comparing lenders today? Rate? Points? Leverage? Speed to close? Draw process? Flexibility? Being able to actually get someone on the phone/access to decision makers?

And on the flip side, what has been your biggest frustration with hard money/private lenders you've worked with?