Help to Buy
Hi there
I am looking for advise on the help to buy scheme, I am starting a self building property in the coming weeks but I want to claim 2026 tax in my HTB application as it is a substantial amount
Should I start my project now using my savings which should get me my foundations and blockwork complete and claim my first mortgage drawdown in January so that it will include 2026 tax returns or should I delay the entire project until January
If I claim it now the money I will get out of the scheme is minimal (2k) but if I include my 2026 tax it will provide around 10k which is obviously substantial
Any help is greatly appreciated