Zurich Pension - help needed with investment decision
My company recently moved our pension scheme to Zurich, and I need to decide which investment fund to use.
I’m in my mid-30s, with a long time until retirement.
By default, Zurich has me invested 100% in Prisma 5, which seems to be one of their more growth-oriented funds (but not the highest risk option).
I’m considering switching to Prisma Max for higher long-term growth potential, given my age and investment horizon.
Would that be a sensible move, or is Prisma 5 already aggressive enough?
Also, does it make sense to split between the two (for example 80% Prisma Max / 20% Prisma 5), or is there little benefit in diversifying across Prisma funds since they’re all part of the same strategy family?
Interested to hear what others in a similar age bracket are doing with their pension allocations.