Hi everyone what is your favourite KiwiSaver
Kernel or invest now? Please give your reason why do u prefer one over another.

I am currently with kernel but thinking to switch to invest now reason I have calculated the numbers and in long haul invest now could outperform kernel as it only charges transaction fees normally around 0.50 percent buy/ sell vs kernel 0.25 percentage which grows along with ur amount of kiwisaver from which their cuts keep getting bigger and bigger.
Thank you everyone.

Hi everyone,
I got one question hope someone can answer it.
I just wanted to ask that money which goes to kiwisaver from ur pay check is before tax or after tax?

Planning to switch my kiwi saver from kernel to invest now.

Current kernel holdings- global 100/sp500/ emerging fund/ world ex us

Switching plan- 50 percent total world fund/ Sp 500 - 30 percent / nasdaq 100 - 20 percent

How would u do it with these funds what sort of percentage would u choose.
Give your ideas below.
Thanks you all

Planning to switch my kiwi saver from kernel to invest now.

Current kernel holdings- global 100/sp500/ emerging fund/ world ex us

Switching plan- 50 percent total world fund/ Sp 500 - 30 percent / nasdaq 100 - 20 percent

How would u do it with these funds what sort of percentage would u choose.

Has anyone ever bought invest now bitcoin etf pie fund.
Is it better than holding bitcoin straight in ur wallet?
I was thinking to add 4/5 percent in my portfolio but wanted to ask if anyone has added in their portfolio.

Whats anyone opinion on it. I do this fund and I don’t mind concentration risk as well.
I just wanted to hear from you all what is your thought behind investing in this fund why do you like investing in it?
and those who don’t invest in it why not?
I still think the this fund has been structured its unique and great for folks who likes holdings individual stocks but wanna move away little bit from individual stocks and invest in funds like this.
Note :I do understand this fund is US concentration alone.

Hi can anyone tell me about emerging market fund of kernel. Its allocation etc? Or send me link
Thanks

Hi everyone here are my Current holdings in my kernel kiwisaver.

Global 100- 50%
High growth fund- 50% split

I m thinking to add Emerging market fund and world ex us in it but kinda confused with how much percentage i should allocate i m aware about the high fee of emerging market fund.
I m thinking to add 11 percent in both funds.

Any opinion on this would be helpful if it was you how much would u do?

Hi my fellow investors I would like to ask what is the best fund in kernel? Is it global 100 or SP 500 or high growth or any other. Would love to hear your opinion and please mention why that fund is good can outperform in the future as well.

I have attached the screenshots of the funds of kernel below.