u/QuadrupleKumquat

I am 44, with $5M liquid in $3.5M normal brokerage, $700K Roth, $300K 401K, $500K Inherited IRA with 9 years left. About $300K/year in W2 income and maxxing 401k at $30K/year. Dunno when I'll retire, but assume I'll have ~20 years of pre-rmd runway to do roth conversions if it makes sense.

My spend is about $180K/year.

Is there a quick way to understand if Roth conversions will make make sense for me? My 401K balance is so low relative to my other accounts that I don't really see RMDs becoming a major issue as it is currently just a couple years worth of spend.

I am not planning on doing them while I'm working, but just trying to figure out how much I should be planning around them right now?

What is the general strategy here?