u/Related_Dash

Good day folks,

My partner has recently found that an old CCJ (2 years old, £300 parking fine) has effected her credit score. It is still over 900 but is flagged on Experian. (The fine was paid as soon as the debt collectors sent a letter, she missed the previous correspondence due to not updating V5 form).

We collectively earn £100k and would be looking to buy a house over the next few years. It's now got us stressed as we've had mixed messages regarding its impact, interest rates etc.

Has anyone had previous experience of this and could shed some light. Thanks in advance.