u/Remarkable_Turnip_14

have been on paye since 2013, husband and i file separately. income hasnt changed. did have another baby totalling 2 kids who i claim is the only change. I recertified in April although it wasnt due to recertify till end of june. then it said my plan was IDR and my payment plan was same. but if you look at schedule my payment went up to 3505 a month in a month. i called in may they told me to recertify. so i did and got same letter a week later. i called and they said it was just if i didnt recertify and the standard payment plan. but i just got an email that saids i have 3505 due at end of month. what is going on???!? obviously calling tomorrow but i am freaking out.

i make 150k, file separately and have 370k loan balance