
AXA Insurance
Hello guys,
I have a quick question regarding the AXA EasyCare Plan 2 insurance.
My father is currently living in Chiang Mai in an elderly living resort. He really dislikes going to hospitals and doctors, so his plan is to pay out of pocket for normal doctor visits if necessary. I’m also here as a backup for him.
In case of cancer or another serious illness, he can always return to Switzerland, as he is a Swiss citizen and would be covered by mandatory health insurance there.
What I’m mainly looking for is insurance coverage for unexpected situations in Thailand — for example, if he falls and breaks his leg and needs to stay in hospital for one or two weeks, or if he is involved in a car accident or has another accident that requires hospitalization.
I’ve attached a screenshot of the benefits for AXA EasyCare Plan 2. From what I can see, it seems like it should cover these kinds of situations, but I’d really appreciate some opinions from people who have actually used this insurance.
How has your experience with AXA been, especially when it comes to claims and hospital stays? Are there any important exclusions or limitations I should be aware of?
Thanks in advance for any advice!